LEGAL TERMS / DISCLAIMER
(“GLOBAL CREDIT SOLUTION USA,” “we” or “us”), with a principal place of business at 301 Route 17th , Suite 800 Rutherford NJ 07070 . Notwithstanding any language in the Website Terms to the contrary, the Website Terms have the same effect as an agreement in writing and govern your use of this site and its content (the “Website”), your engagement of Global Credit Solution USA's legal services, your request that Global Credit Solution USA contact you about its credit repair services, and/or your participation in Global Credit Solution USA’s Text Message Program. Global Credit Solution usa's “Text Message Program” includes sending text message(s) to Global Credit Solution USA and/or receiving text message(s) from Global Credit Solution usa.
BY USING THE WEBSITE, ENGAGING GLOBAL CREDIT SOLUTION USA’S LEGAL SERVICES, REQUESTING THAT GLOBAL CREDIT SOLUTION USA CONTACT YOU ABOUT ITS CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN GLOBAL CREDIT SOLUTION USA’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.
BY USING GLOBAL CREDIT SOLUTION USA ’S WEBSITE, ENGAGING GLOBAL CREDIT SOLUTION USA’S LEGAL SERVICES, REQUESTING THAT GLOBAL CREDIT SOLUTION USA CONTACT YOU ABOUT ITS CREDIT REPAIR SERVICES, AND/OR PARTICIPATING IN GLOBAL CREDIT SOLUTION USA’S TEXT MESSAGE COMMUNICATION SYSTEM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND GLOBAL CREDIT SOLUTION USA ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND GLOBAL CREDIT SOLUTION USA, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH GLOBAL CREDIT SOLUTION USA. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAW SUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST GLOBAL CREDIT SOLUTION USA IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST GLOBAL CREDIT SOLUTION USA IN ANY JURISDICTION IN THE UNITED STATES. GLOBAL CREDIT SOLUTION USA WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE.
THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Website Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You agree that the Website Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the state of Utah, as provided in Section 17 below.
1. About The Website Terms
2. About the Website
The Website gives users information about GLOBAL CREDIT SOLUTION USA’s credit repair services, general educational and informational resources about credit, and the ability to sign up for and engage GLOBAL CREDIT SOLUTION USA’s services.
3. Engagement of GLOBAL CREDIT SOLUTION USA’s Services
You are not required to engage GLOBAL CREDIT SOLUTION USA’s services in order to visit and read material on the Website; however, you will need to engage GLOBAL CREDIT SOLUTION USA’s services if you want it to assist you in your efforts to improve your credit reports and rating. If you engage GLOBAL CREDIT SOLUTION USA, you agree to provide accurate and complete information. You must be legally capable to enter into contracts. It is your responsibility to make any updates to your sign-up information which you as a client will have access to your information and all disputes our company work for your best interest . Each engagement is for a single person only. We do not permit any other person to engage GLOBAL CREDIT SOLUTION USA’s services on behalf of another unless you have an appropriate Power of Attorney. You are responsible for preventing such unauthorized use. If you believe there has been unauthorized use, you should notify GLOBAL CREDIT SOLUTION USA immediately by emailing [email protected]
If you participate in GLOBAL CREDIT SOLUTION USA’s Text Message Program after you engage GLOBAL CREDIT SOLUTION USA, you may stop receiving servicing text messages by texting STOP (and no other words or characters) to the short code from which you received the GLOBAL CREDIT SOLUTION USA text message(s). Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from GLOBAL CREDIT SOLUTION USA’s texting list(s). Note that texting STOP in response to a servicing text message will only stop servicing text messages, and will only stop text messages to the phone number you used to text STOP.
4. Case Files
Should you choose to engage GLOBAL CREDIT SOLUTION USA’s services, you will enter into a separate written agreement with GLOBAL CREDIT SOLUTION USA. Each legal file we create in conjunction with this separate written agreement is called a “Case File.” Your Case File will continue to be subject to the agreements otherwise governing them, except where so noted in the related agreement applicable to state and federal laws.
5. Access to Case Files
You authorize GLOBAL CREDIT SOLUTION USA to provide access to your Case File through its online services. You may access your Case File at (the “Client Website”) to obtain account payment information, a sequential docket of services provided and notes made to the file, credit report information received from you by GLOBAL CREDIT SOLUTION USA and input into your file, your disputing instructions, and other information. To access a Case File through the online service you must have a password and the required hardware and software. Subject to the terms of this agreement and any separate written agreement(s), you will generally be able to access your Case File through the Client Website seven days a week, 24 hours a day. Case File information is posted to the file at the time work is completed on the Case File. At certain times, the online services may not be available due to system maintenance or circumstances beyond our control.
During standard time, you may call GLOBAL CREDIT SOLUTION USA at (201) 708-7558 /916-652-8462 or send an
E-mail to :
The Website contains information, content or advertisements text, photographs, designs, graphics, images, sound and video recordings, animation and other materials and effects (collectively, the "Content") that are protected by copyrights, trademarks, service marks, trade dress, patents or other intellectual or proprietary rights owned by GLOBAL CREDIT SOLUTION USA or other third parties. All trademarks and copyrighted information contained on the Website are the property of their respective owners. Further, GLOBAL CREDIT SOLUTION USA retains all rights (including intellectual property rights), title and interest in the Website, technology, and all underlying technology and data including any enhancements, software, applications and improvements related to the Website (the "Technology")(the terms Content and Technology collectively will be referred to as the "Materials"). You may not remove from any electronic or printed copy any copyright, trademark, or other proprietary notice.
7. Use of Website and Materials
GLOBAL CREDIT SOLUTION USA provides the Website and the Materials for your individual, non-commercial use and solely for the purpose of carrying out individual transactions with the Website. Any other use of the Website or the Materials is strictly prohibited. You may not, either directly or indirectly: Modify, republish, redistribute, delete, resell, sublicense, publicly perform, cache by proxy the Website or Materials without the express written permission of GLOBAL CREDIT SOLUTION USA or the applicable rights holder;
Use the Materials for telemarketing, direct marketing, and commercial mass e-mail or by agents or representatives or e-mail spammers;
Reverse engineer, decompile, disassemble, merge, copy, use, disclose, rent, lease, loan, sell, sublicense or transfer the underlying source code or structure or sequence of the Technology or delete or alter author attributes or copyright notices; Use any network monitoring or discovery software to determine Website architecture, or extract information about usage or users; Reformat or frame any portion of the Website or Materials; Use any device, software or routine that interferes with the proper working of the Website, or otherwise attempt to interfere with the proper working of the Website; Take any action that imposes, or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure; Attempt to gain unauthorized access to other computer systems; Violate the Website Terms, applicable law or the rights of others; or disrupt or interfere with the security of, or otherwise cause harm to, the Website.
Any permitted use of the Website does not extend to using the Website or Materials for any illegal purpose, or to transmit to or through the Website or to or through any service any illegal, harmful, threatening, defamatory, obscene, hateful, pornographic or other objectionable material of any kind, or to interfere with, abuse or otherwise violate the legal rights of any third party using the Website or Materials.
Without limiting other remedies, we may limit, suspend, or terminate our service and user accounts, prohibit access to our website, remove hosted content, and take technical and legal steps to keep users off the Website if we think that they are creating problems, possible legal liabilities, or acting inconsistently with the letter or spirit of our policies. We also reserve the right to cancel unconfirmed accounts.
By using the Website, uploading content to or submitting any materials for use on the Website, you grant (or warrant that the owner of such rights has expressly granted) GLOBAL CREDIT SOLUTION USA a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials and/or information generated through use of the Website or incorporate such materials and/or information generated through use of the Website into any form, medium, or technology now known or later developed throughout the universe. We need these rights to host and display your content.
Anonymous, aggregate information that does not contain personally identifiable information, comprising account information, or other available data that is collected through your use of the Website, may be used or licensed by GLOBAL CREDIT SOLUTION USA for various purposes including but not limited to conducting certain analytical research, performance tracking, benchmarking, helping to improve products and services and to assist in troubleshooting and technical support.
9. Automated Activity
The Website may use robot exclusion methods, which include robots.txt files and HTML meta tags, which expressly allow and/or exclude specified automated programs from accessing certain portions of the Website. Much of the information on the Website is updated on a real time basis and is proprietary or is licensed to GLOBAL CREDIT SOLUTION USA by our users or third parties. You agree that you will not use any robot, spider, scraper or other automated means to access the Website for any purpose, including but not limited to performing "offline" searches and mirroring, without our express written permission as indicated in the then current robots.txt file or HTML meta tags on the Website. Additionally, you agree that you will not bypass our robot exclusion methods or other measures we may use to prevent or restrict access to the Website.
You may provide links only to the homepage of this Website, provided (a) you do not remove or obscure, by framing or otherwise, any portion of the homepage, (b) you give GLOBAL CREDIT SOLUTION USA notice of such link by sending an e-mail to [email protected] and (c) you discontinue providing links to this Website if requested by GLOBAL CREDIT SOLUTION USA. If you wish to provide links to a section within the Website, you should forward your request to GLOBAL CREDIT SOLUTION USA at [email protected] and GLOBAL CREDIT SOLUTION USA will notify you if, within its sole and unfettered discretion, permission is granted, and, if so, the terms and conditions of the permission.
You represent and warrant to us that (a) you are legally capable to enter into contracts, (b) you are providing us at all times true, accurate and up to date information about yourself, (c) you will comply at all times with the Website Terms and applicable law and (d) your use of the Website and any transactions that you make with us will not violate the rights of any third party.
GLOBAL CREDIT SOLUTION USA’s services and Website, the underlying information, software and technology are subject to U.S. export controls. None of the Website services or content may be downloaded, or otherwise exported or re-exported (i) into (or to a national or resident of) Cuba, North Korea, Iran, Sudan, Syria or any other country subject to U.S. sanctions applicable to the export or re-export of goods, (ii) to anyone on the U.S. Treasury Department’s List of Specially Designated Nationals and Blocked Persons List, or the U.S. Commerce Department’s Denied Persons List, Unverified List, Entity List or Nonproliferation Sanctions List. By using GLOBAL CREDIT SOLUTION USA’s services and Website, you agree to the foregoing and you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list, and that you acknowledge you are responsible to obtain any necessary U.S. government authorization to ensure compliance with U.S. law.
GLOBAL CREDIT SOLUTION USA makes every effort to ensure the information presented in, on or through its Website is accurate; however, GLOBAL CREDIT SOLUTION USA makes no guarantee as to such information, and is not responsible for any resulting loss or damage.
13. Warranty, Liability, Indemnification
GLOBAL CREDIT SOLUTION USA makes no representations regarding the availability and performance of its Website. You hereby acknowledge that any use of the Website and reliance upon any Materials shall be at your sole risk and that GLOBAL CREDIT SOLUTION USA shall not be liable for any loss of data, lost profits or any other damages or losses resulting from such use.
THE WEBSITE AND MATERIALS ARE PROVIDED BY GLOBAL CREDIT SOLUTION USA ON AN "AS IS" BASIS AND AS AVAILABLE, WITHOUT ANY WARRANTY OR REPRESENTATION OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE. GLOBAL CREDIT SOLUTION USA EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND THE IMPLIED CONDITIONS OF SATISFACTORY QUALITY AND ACCEPTANCE AS WELL AS ANY LOCAL JURISDICTIONAL ANALOGUES TO THE ABOVE AND OTHER IMPLIED OR STATUTORY WARRANTIES. WE MAKE NO REPRESENTATIONS THAT THE WEBSITE OR MATERIALS WILL MEET YOUR REQUIREMENTS, OR THE RESULTS THAT YOU MAY GAIN FROM YOUR USE OF THE WEBSITE.
IN NO EVENT SHALL GLOBAL CREDIT SOLUTION USA, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR CONTRACTORS BE LIABLE FOR ANY COMPENSATORY, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, OR ANY CLAIMS OF YOU OR OTHER THIRD PARTIES WHATSOEVER WITH RESPECT TO THE WEBSITE OR THE MATERIALS REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES THAT RESULT FROM ANY MISTAKE, OMISSION, VIRUS, DELAY OR INTERRUPTION IN OPERATION OR SERVICE OR FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM AN ACT OF GOD, COMMUNICATIONS FAILURE, THEFT OR OTHERWISE. GLOBAL CREDIT SOLUTION USA SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES WHATSOEVER RESULTING FROM ANY FAILURE OF THE INTERNET. Some states do not allow the exclusion or limitation of liability of consequential or incidental damages, so the above exclusions may not apply to all users; in such states liability is limited to the fullest extent permitted by law.
GLOBAL CREDIT SOLUTION USA DOES NOT GUARANTEE THAT ANY CONTENT, INFORMATION, SOFTWARE OR OTHER MATERIAL ACCESSIBLE THROUGH THE WEBSITE WILL BE FREE OF VIRUSES, "WORMS", "TROJAN HORSES", OR THEIR HARMFUL COMPONENTS. GLOBAL CREDIT SOLUTION USA'S ENTIRE LIABILITY AND YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO THE USE OF ANY SERVICES PROVIDED BY GLOBAL CREDIT SOLUTION USA SHALL BE CANCELLATION OF YOUR ACCOUNT.
You agree to indemnify, defend, and hold harmless GLOBAL CREDIT SOLUTION USA, its officers, directors, employees, agents, representatives, vendors and distributors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that such parties may incur as a result of or arising from your (or anyone using your account’s) violation or breach of any representation or obligation under the Website Terms. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with our defense of such claim.
16. Electronic Notices and Transactions
You agree to transact with us electronically. This means you agree to accept any terms and conditions and to transact any business with us by electronic means, which includes receiving all documents in HTML or PDF format and communicating over the Internet. You also certify that you are at least 18 years of age and have access to the Internet to receive GLOBAL CREDIT SOLUTION USA’s services, to request that GLOBAL CREDIT SOLUTION USA contact you about its credit repair services, to participate in GLOBAL CREDIT SOLUTION USA’s Text Message Program, and to view, print and retain all documentation. You authorize us to send you important notices about the Website and any pending transactions to an email address you provide to us, if you are a client of GLOBAL CREDIT SOLUTION USA or have requested that we contact you about our credit repair services. It is your duty to keep your email address up to date and to maintain a valid email address and to ensure that emails we send you are not filtered or stopped by spam filters or other types of email blocking functionalities. If you no longer desire to transact electronically with us, you may no longer use the Website or GLOBAL CREDIT SOLUTION USA’s services. You can retrieve and review the Website Terms at any time by visiting https://www.GLOBALCREDITSOLUTIONUSA.COM or email to [email protected] and may receive paper copies by calling GLOBAL CREDIT SOLUTION USA at 1-201-708-7550/ 917-652-8462.
You are responsible for obtaining at your own expense all equipment and services needed to access and use the Website, including all devices, Internet browsers and Internet access. If you access the Website or a Website application through a mobile or wireless device, you are responsible for all fees that your carrier may charge you for data, text messaging and other wireless access or communications services.
18. Notice Regarding Technology
Your use of the Website must comply with all applicable laws in the territory in which you access and use the Website.
GLOBAL CREDIT SOLUTION USA reserves the right to investigate complaints or reported violations of the Website Terms and to take any action GLOBAL CREDIT SOLUTION USA deems appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to user profiles, e- mail addresses, usage history, posted materials, IP addresses and traffic information. GLOBAL CREDIT SOLUTION USA reserves the right to seek all remedies available at law and in equity for violations of the Website Terms, including but not limited to the right to block access from a particular Internet address to any GLOBAL CREDIT SOLUTION USA website. These incorporate by reference any notices contained on the Website and constitute the entire agreement with respect to access to and use of the Website, your request that GLOBAL CREDIT SOLUTION USA contact you about its credit repair services, and/or your participation in GLOBAL CREDIT SOLUTION USA’s Text Message Program. You agree that the provisions and covenants set forth herein are reasonable. In the event that any provision or covenant of the Website Terms shall be held invalid, illegal or unenforceable by a court or arbitrator of competent jurisdiction for any reason, including but not limited to the scope thereof, then such provision will be severed and replaced with a new provision that most closely reflects the original intention thereof, and the remaining provisions of the Website Terms will remain in full force and effect for the greatest time period and for the broadest scope permitted by applicable law. Without limiting the foregoing, you agree and request that if any court or arbitrator of competent jurisdiction considers any provision or covenant of the Website Terms to be overly broad based on the circumstances at the time enforcement is requested, that such court or arbitrator construe and enforce the provision or covenant to the fullest extent that such court or arbitrator deems reasonable.
THE WEBSITE TERMS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NJ, USA, AS THEY APPLY TO AGREEMENTS MADE SOLELY THEREIN, PROVIDED, HOWEVER, THAT THE ARBITRATION CLAUSE IS GOVERNED BY FEDERAL LAW. The Arbitration Clause, the obligations in the first four paragraphs of the Website Terms, Sections 5 through 8, 10 through 15 and 17 through 20, shall survive termination of the Website Terms.
GLOBAL CREDIT SOLUTION USA shall not be deemed to have waived any rights or remedies in the Website Terms unless such waiver is in writing and signed by GLOBAL CREDIT SOLUTION USA. No delay or omission on the part of GLOBAL CREDIT SOLUTION USA in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a waiver of any rights or remedies on future occasions.
The Website Terms constitutes the entire agreement and understanding between you and GLOBAL CREDIT SOLUTION USA, except as you and GLOBAL CREDIT SOLUTION USA may later agree in writing to modify the Website Terms. The Website Terms supersedes any and all prior agreements and understandings, oral or written, relating to the subject matter contained herein.
19. Confidentiality of Information / Creation of Attorney-Client Relationship
Please do not use the information on our Website to distribute unsolicited bulk e-mails, solicitations or inquiries. The foregoing acts will constitute a violation of the Website Terms. To the extent the State Bar Rules in your jurisdiction require us to designate a single attorney responsible for the Website, GLOBAL CREDIT SOLUTION USA designates GLOBAL CREDIT SOLUTION USA attorneys are licensed to practice law only in the states indicated in their biography.
20. Use of Financial Application Services
GLOBAL CREDIT SOLUTION USA’s Website will allow you access to third party provider services (“Provider Services”). GLOBAL CREDIT SOLUTION USA has no control over the Provider Services or your access to the Provider Services. GLOBAL CREDIT SOLUTION USA does not guarantee the Provider Services. By using the Provider Services, you acknowledge GLOBAL CREDIT SOLUTION USA disclaims any and all liability whatsoever for any actions or inactions of Provider Services. GLOBAL CREDIT SOLUTION USA provides the Website for your convenience. You use and rely on the information therein at your sole risk. Neither GLOBAL CREDIT SOLUTION USA nor any of its affiliates, third party providers, partners, licensors, employees, distributors or agents is responsible or liable for, or makes any representations or warranties as to the following, without limitation: Any representations, promises, recommendations or inducements that may be made by or through any party (including vendors) found at, on, through or from the Website; The timeliness, accuracy, reliability, completeness, legality, copyright compliance or decency of the Website; Any inaccuracy, omission, error or delay in the services offered on the Website; Non-performance of or interruption to the Website or its services due to (i) any act or omission by any disseminating party, (ii) any force majeure or any other cause beyond the control of any disseminating party, or (iii) outages, transmission quality or malfunctions of telephone circuits or computer systems, including any defects or failures with respect to your software computer systems or Internet access provider; Any loss resulting from, including any unauthorized access by a third party, arising out of or related to your access and/or use of or interaction with the Website.
GLOBAL CREDIT SOLUTION USA
© 2016 GLOBAL CREDIT SOLUTION USA La ®.
All rights reserved.
GLOBAL CREDIT SOLUTION USA , 301 Route 17th Suite 800 , Rutherford ,NJ 07070.
1. Our Collection and Use of Personal Information
Personal Information is information you provide us that can be used to uniquely identify or contact a single person, such as your name, email address, phone numbers and tax identification number.
Global Credit Solution USA may supplement the Personal Information you provide with Personal Information available from other sources, such as public databases, data aggregators, and other commercially available sources.
2. Examples of Personal Information We Collect and How We Use It
You may provide Global Credit Solution USA a variety of Personal Information, including your name, mailing address, email address, phone number, payment information, and tax identification number.
The Personal Information we collect allows us to deliver requested products, services and information to you, to stay in contact with you, and to manage Global Credit Solution USA's relationship with you. By providing Global Credit Solution USA with Personal Information, you consent to Global Credit Solution USA's transfer and storage of that information. Global Credit Solution USA also may use your Personal Information for research, development, and analysis, and for advertising, marketing, product and service offerings, security, fraud prevention, and other business activities. Our Collection and Use of Non-Personal Information Non-Personal Information is information in a form that does not allow for direct association with a specific person. This information is compiled and analyzed on both a personal and an aggregated basis. We may collect, use, monitor, analyze, transfer, and disclose Non-Personal Information for any purpose.
3. Examples of Non-Personal Information We Collect and How We Use It
4- Non-Personal Information includes:
Device Information - We may collect specific information for the device you use to access our website. For example, we may collect device model, IP address, MAC address, operating system version, application software, fonts, and other device information and identifiers.
5. Our Sharing of Information with Others
We do not share Personal Information with businesses or individuals outside of Global Credit Solution USA, except under the following circumstances:
We will share your Personal Information with others outside of Global Credit Solution USA when we have your consent to do so.
Service Providers - We provide Personal Information to related companies and other trusted businesses or persons who use, analyze, or process it on our behalf, based on our instructions and in compliance with appropriate confidentiality and security measures. For example, we may use others to:
• deliver, evaluate the effectiveness of, and assist in improving our products and services
• conduct consumer research and satisfaction surveys
• assist us in analyzing and understanding consumers and how to reach them more effectively
• assist us in fraud prevention, with our security measures, and to provide us technical support
• provide customer support
• manage customer data, and to ensure data integrity and accuracy
• process financial transactions and perform accounting functions
• advertise, market, or make product or service offerings
Legal Reasons - We will share Personal Information with others outside of Global Credit Solution USA if we have a good-faith belief that disclosure is necessary or appropriate to:
• comply with applicable law, regulation, legal process or enforceable governmental request
• protect our operations or customers
• detect, investigate, or address fraud, security, or technical problems
• investigate potential violations of and enforce applicable terms of service
In the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third-party.
We may share Non-Personal Information publicly and with our strategic partners. For example, we may share Non-Personal Information to describe the size and success of our firm.
6. Transparency and Choice
You may find additional information, opt-out of, or otherwise customize display advertising from Google or DoubleClick by visiting Google's Ads Preference Manager.
You may find additional information and opt-out of other participating third-party display advertising by visiting the Network Advertising Initiative opt-out page. Global Credit Solution USA may use third-party analytics companies, including Google Analytics and Omniture to analyze and understand user behavior when visiting our website. You may find additional information and opt-out of Google Analytics by visiting the Google Analytics opt-out browser add-on.
You may find additional information and opt-out of Omniture Analytics by visiting the Adobe opt-out page.
You also may want to consider disabling cookies within your browser. Please note, however, that certain features of the Global Credit Solution USA website will not function properly or be available once cookies are disabled.
7. Social Media Plug-ins
Plug-ins for social networks, such as Facebook, Twitter, LinkedIn, Yahoo, Windows and Google plus (among others), are integrated on Global Credit Solution USA's website.
By interacting with us through a social media plug-in, certain information will be transmitted to the related social network, and you permit us to have on-going access to information from your social network profile.
8. Information Security and Retention
Global Credit Solution USA takes precautions to safeguard your Personal Information from loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. These precautions include technical, physical, and managerial procedures.
Because email and instant messaging are not recognized as secure communications, we request that you not send private information to us by email or instant messaging services.
For your own protection, you should exercise care with the information you share over the Internet. You should always use a secure browser and exercise good judgment in using passwords, such as using a combination of upper and lower case letters, numbers, special characters, and you should avoid using the same or similar passwords across multiple sites. Clients may access their Personal Information by logging into their account. We make good-faith efforts to give you ways to update or to delete your Personal Information quickly, unless we need to keep that information for a legitimate business or legal purpose. Some changes require personal contact with an assigned Global Credit Solution USA representative.
We may reject requests to change or delete information that are unreasonably repetitive, require disproportionate technical effort (for example, requiring the development of new systems or fundamental changes to existing systems), risk the privacy of others, or would be extremely impractical (such as information stored on backups).
We work to protect data from accidental or malicious destruction. Accordingly, we may not immediately delete or change residual copies and we may not delete or change information from our backup systems. Unless a disproportionate effort is required, we will provide information access and correction without charge.
9. Third Party Privacy Policies
We do not knowingly collect Personal Information from children under 13. If we learn that we have collected the personal information of a child under 13, we will take steps to delete the Personal Information as soon as possible.
11. Consumer Surveys
Global Credit Solution USA may invite you to join a survey panel through which you will be able to share your opinions about proposed new services or other issues relevant to Global Credit Solution USA and its practice. Your participation in this panel is voluntary and is not required in order to engage Global Credit Solution USA’s legal services. Opting in also does not affect your ongoing legal services. If you are invited to join a survey panel, your input may be sought in order to assist Global Credit Solution USA to better market its legal services to interested consumers and provide more efficient and effective services overall. You agree that Global Credit Solution USA, including its third party providers, can use (as it chooses and at its sole discretion) any information and feedback you provide in response to survey and panel questions. You acknowledge and agree that Global Credit Solution USA will be the sole owner of the services and survey questions about which you provide information and feedback and that you have no claim to any Global Credit Solution USA services or the revenue or profits derived from them. You hereby assign to Global Credit Solution USA all intellectual property rights embodied in the information and feedback you provide to Global Credit Solution USA (about the services and in response to the survey questions) and shall execute any documents necessary to effect the foregoing. All information and feedback you provide to Global Credit Solution USA as part of the panel is the confidential business proprietary information of Global Credit Solution USA and you shall not disclose such information and feedback to anyone other than the designated individuals at Global Credit Solution USA responsible for the services and/or survey(s). You warrant and represent that your participation on the panel will not violate the rights of any person or entity and will not cause liability for payment to any entity or person. If you participate, you will be awarded points based on your completing surveys and otherwise engaging in the panel. You acknowledge and agree that you understand that any points or awards provided are solely for completing surveys and otherwise participating in the panel. It is within Global Credit Solution USA’s sole discretion to decide what award to provide and the points that will be required for an award. The award system may be changed at Global Credit Solution USA’s discretion, but if a panel participant has met the minimum requirement for an award, that award will be provided to the individual before applying a new incentive structure.
Because your participation in the panel is not required for your Global Credit Solution USA services, you may opt out of the panel at any time without terminating your Global Credit Solution USA representation. Similarly, you may continue serving on the panel even if your Global Credit Solution USA representation ends. You will need to opt out of the panel in order to no longer receive emails or informational material about the panel surveys unless participation is terminated by Global Credit Solution USA.
Global Credit Solution USA reserves the right to terminate your participation in the panel at any time. Some of the reasons your enrollment in the panel may be terminated include, but are not limited to, inactivity from all panel activities for a period of time or offensive conduct toward Global Credit Solution USA, its employees, contractors, or agents, or toward fellow panel members. If Global Credit Solution USA terminates your participation or if you voluntarily cancel your participation, you will receive the appropriate award for all points you have accrued to date if those points have accumulated to the minimum required for any award; otherwise, all points will be forfeited.
You also acknowledge and understand that information you provide as part of the panel will be kept on the platform provided by Global Credit Solution USA’s third party provider(s). This type of information may include answers you have given as part of the panel registration process and substantive answers you have given in surveys.
13. Request for Information
ANY SIMILARITY TO OUR PROCEDURES OR TERMINOLOGY WERE COLLECTED FROM OTHER PROFFESIONALS COMPANY'S AS WELL FOR OUR ATTORNEY'LEGAL TEAM, ANY COINSIDENCE NOT NESCESARY REFLECT A COPY OF ANY INFORMATION MADE FROM OTHER PARTIES IF THAT WOULD BE THE CASE PLEASE LET US KNOW YOUR CONCERN TO OUR COMPANY'S EMAIL ADDRESS.