Global Credit Solution USA

" Give Yourself a little bit of Credit 
Build your own dreams, or someone else will hire you to build theirs "

   

GET YOUR CREDIT TO MAXIMUN CAPACITY

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WHY TO HAVE A GOOD CREDIT IS SO IMPORTANT !!!!!!!
Repairing Your Credit:  
  How We Do It –
 We do a general review of your credit reports from the three bureaus with you at no charge to determine the scope of work needed . Once we begin, you can expect to see results in as little as 35 to 45 days. We do not stop until your scores improve.
Credit Repair Company
Cost of Repairing Your Credit – Fees for our credit restoration services vary depending on how much work is involved. After reviewing your credit report, we determine a customized fee based on your situation and need.
Repairing your credit Education:
We Keep You Educated About Credit  – Our credit repair company doesn’t just assist you through the entire credit repair process; we also provide important credit information and  helps you prevent identity theft, preventing someone from stealing your name, address, Social Security number, or credit cards and billing statements and racking up charges. 
Saving Money by Repairing Your Credit :
We know that the best way to save money is by improving and repairing your credit. The better your credit score, the less life costs. A better credit score will help you get a lower car and home loan, get you refinancing, and approved for the lowest credit card rates. In addition, a better credit score could help get you the job you have always wanted.
From applying for a home loan to securing an apartment lease in a major city:
 Having an acceptable credit score is extremely important and beneficial in today's modern world. However, less-than-ideal credit scores, often are the result of unfortunate circumstances, such as the current economic recession. These types of events can disrupt the process and severely limit one’s ability to own a home, car, or pay for the necessities of life.
Dealing with emergencies and coping with daily realities require the use of a credit card. But while credit cards are virtually a necessity in the contemporary world, the process of applying for a credit card can be frustrating, especially for individuals with below average or bad credit.
Especially in the midst of the current economic conditions, banks and credit unions are hesitant to offer new lines of credit to credit card applicants, especially if the applicant’s credit scores are below the mid 600's. However, even with poor credit scores and shaky credit histories, individuals can still qualify for credit cards. Hard to believe, but some banks are more willing to offer credit cards to applicants with poor credit history and even market credit cards to such individuals to capitalize on their weaknesses. Sad isn't it?
There are also alternative types of credit cards that are typically available to applicants with bad credit. In order to help build positive credit in spite of bad credit, many banks offer a secured credit card; which requires the credit card holder to place a deposit. While, in the short run, this might not seem like an adequate solution, a secured credit card can help someone dig themselves out of the depths of bad credit and gain the possibility of qualifying for a normal credit card.While it may often seem like bankers are simple bureaucrats who are purely interested in the bottom line, it is important to remember that they are humans with emotions; however concealed, and the power to approve applications in spite of poor credit histories, unexercised. In light of this, it can be very helpful to include an explanation for previous credit blemishes while applying for a credit card. Only having a few lines of credit, or having credit for a short amount of time, can severely weaken one’s credit, though these factors would not automatically disqualify an application for a credit card.

While, on the other hand, consistent late payments can seriously damage one’s credit score. There may have been extenuating circumstances which would not cause late payments to disqualify an individual for a credit card, depending on the creditor. In other cases, hiccups in one’s credit history may have taken place years prior, while, in the meantime, their financial circumstances may have become substantially better. In any case, it may be helpful to honestly and sincerely explain the causes of one’s bad credit in the application process for the credit card.

Lastly, it is important to bear in mind that most people who apply for credit cards are not turned down automatically. Applications are typically considered very carefully, including those applicants with bad credit history. It is certainly possible to obtain credit cards in spite of one’s poor credit. If you have bad credit, speak to your bank or credit union to discuss your options for applying for a credit card.

A credit score is what makes you eligible for a loan from a bank or loaning company. When a client applies for a loan in a bank, a report of his or her credit score is performed before approving them for a loan. Those with poor credit history are most likely to receive very little from lending companies.

A bad credit card is what people with bad credit possess. Bad credit cards are sometimes called secured credit cards because it involves depositing an initial amount before a credit line is determined. Almost like a pre-payed credit card. The initial deposit is used as collateral by the credit card issuers who will need to use it to cover any outstanding debt which may occur should the card holder default.

Other than the payment of the initial deposit, the bad credit cards work normally as any other credit card. It is still acceptable in multiple locations throughout the world. The major difference is that it has monthly payments and finance charges. Any of the credit card holders are free to charge his or her credit card with as much money as possible till the maximum limit set by the credit company is reached.

One of the crucial attributes to guard when you are in possession of a credit card is the credit rating. It is because of the bad credit rating that one ends up having a poor credit history. If one should find him or her in this nauseating situation, it is not the end of the world because there are high chances of redeeming the poor credit history.As a strategy towards for improving one’s credit rating, the possessing of "bad credit cards" is a great idea because it is the only way towards resolving your poor credit history. It is important because with it in your possession, you are counted as a credit card holder. Lastly, a bad credit card serves as proof to your prospective lenders that you are prompt in making monthly payments.

It is important to be very prompt in making your monthly payments when holding a bad credit. This is because major banks offering bad credit cards have to report to major credit bureaus. It will be to your advantage if the credit card company has a lot of positive feedback to give regarding your promptness in your monthly payments. When all these shall have reached the major credit agencies, points will be added to your low score and within a matter of time your low credit score will increase.

If you maintain consistency in your swift payments and have your account maintained in good shape, within due time, you will be legible for a line of credit. When this happens, other benefits are; being legible for other types of loans, and receiving offers from unsecured credit cards. The most crucial thing that will be realized is maintaining a good credit score. It is a long process but it is worth your effort.

These credit cards with strict rules as well as prepaid credit cards are your only options if you have poor credit.

If you know of any other tricks or tips on acquiring credit cards, feel free to leave your feedback below in the comment section!

MONITORING :

  • One of the oldest & most experience credit repair services
  • They work 24/7 to help improve your score and get you qualified for a better loan
  • They will provide credit summary reports
  • High credit repair success rate
  • We guide you to contact credit bureaus & creditors to challenge negative report items
  • Past members got +40 points in 4 months (on average)
  • Online account access to track progress 24/7
  • Very personalized service
  • Improvement in score could easily justify the cost
  • A+ BBB Rating


IS NOT FUN !!!!!!

Anyone with a low credit score can tell you that bad credit is no fun. It's expensive, it's embarrassing, and it can stand in the way of achieving your goals. Fortunately, it is possible to legally and permanently fix your credit with GCSUSA.


Hundreds of thousands of people have been able to improve their credit scores. By removing bad credit, adding good credit, and better managing their credit profile, people have been able to increase their credit scores from 500s and 600s all the way to 700s and even 800s.


If you have had difficulty getting better rates on your  loans in the past, raising your credit score through credit repair can help you qualify for lower interest payments. These lower payments can help you purchase a new car or even get into a new home. 


Even if your credit score is good enough to get a loan, improving it by just a few more points can save you thousands. Using credit repair to increase your credit score from 680 to 720 can save you a hundred dollars or more per month on your mortgage payment; a savings of tens or even hundreds of thousands of dollars over the course of your loan.


Your Rights !!!  

Doing  it Yourself :  this is a option if you want to do it yourself , No one can legally remove accurate and timely negative information from a credit report. You can ask for an investigation —at no charge to you — of information in your file that you dispute as inaccurate or incomplete. Some people hire a company to investigate for them, but anything a credit repair company can do legally, you can do for yourself at little or no cost.   By law , only if you are discipline and do things the Right way ,this way you can save some money , but if you don't have the time for dealing with waste time on a phone this is when you decide to hire some experts to help you do it with you.


You’re entitled to a free credit report if a company takes “adverse action” against you, like denying your application for credit, insurance, or employment. You have to ask for your report within 60 days of receiving notice of the action. The notice includes the name, address, and phone number of the consumer reporting company. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; if you’re on welfare; or if your report is inaccurate because of fraud, including identity theft.


Each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. To order, visit annualcreditreport.com, or call 1-877-322-8228. You may order reports from each of the three credit reporting companies at the same time, or you can stagger your requests throughout the year.


It doesn’t cost anything to dispute mistakes or outdated items on your credit report. Both the credit reporting company and the information provider (the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights, contact both the credit reporting company and the information provider or if this its been a frustrating situation for you , this is when we come in to your life, to make this experience a good one.